Have you ever been so happy it scares you? Brene’ Brown says it best, “joy is the most vulnerable emotion we experience. If you cannot tolerate joy, what you do is you start dress rehearsing tragedy.”
I'm so happy right now! My dogs are loving this Colorado snow (even though it’s May), my hubby is awesome, supportive and amazing, I'm in school learning more about fitness and health, I absolutely love my community and the work I do. Which is why I'm a little afraid that something is about to go wrong. Isn't that ridiculous?!
Johnny and I bought an RV last week and we've just finished painting the inside and moving our stuff in. Watch IG stories for video: https://www.instagram.com/s/aGlnaGxpZ2h0OjE3OTY0MzE0NjI5MjkxNDI5?igshid=cg4zvj7txl3x&story_media_id=2138230017457864323
We're not setting off on a big expedition right away, our first priority is paying off debt and getting clear on what our next best steps are. We're striving to be even more intentional about what we want our lives to look like and what we need in order to make it happen. The first step is paying off debt but next, our dream is to travel full-time with Leia, Vader, Bonsai 🐾
Why an RV?
Johnny and I have been on our debt free journey for about 4 years now. We acquired credit card debt when we first started our businesses, we bought a car and I have students loans. In total, we have about $70,000 of debt (including the RV we just bought). A few years ago we read Dave Ramsey’s Total Money Makeover and realized that credit didn’t offer us the freedom we want in life. Sure we got travel points, but we couldn’t afford the travel we wanted because we needed to work and pay the debt. Ever since it’s been a dream of ours to pay for EVERYTHING we want in CASH. We currently rent an apartment in Colorado Springs and with utilities included, we spend about $1,000/month on rent. Not bad right? Well, with our dog walking and pet sitting business we spend most of our time doing overnights for our clients, and only about a week a month in our own apartment. We’re paying $1,000 a month for ONE WEEK in our apartment. That’s insane! So we started researching other alternatives.
We’ve been thinking about an RV for about two years but went back and forth about it because we thought we were supposed to be buying a house and settling down. Three months into the home buying search we found the house we wanted. It was a 1910 fixer-upper on the West side of Colorado Springs. The owner was a client and offered us a great deal for the area, $270,000. Our minds were completely blown at the price of homeownership. This house needed sooo much work, but because of the seller’s market and the location, it was priced at market value. I knew we couldn't afford it at that price but I still went to the first time home buyer class and figured we could negotiate with the owner for a lower price.
30 minutes into the home buying class I realized home ownership wasn’t really something I wanted. The instructor talked about his $10,000 roof repair, HOA regulations, leveling his foundation, prices for home inspections, homeowners insurance and I just felt buried in worry. We couldn’t afford to buy a house and replace the roof, or anything else that could go wrong. We were still trying to climb out of debt and where would we find the time and funds to continue traveling with the dogs? Our credit scores were high enough to get us approved for the house and a first time home buyer grant, but it just wasn’t what I wanted anymore. Johnny and I sat down, made a list of the five most important things to us.
Here’s our list:
• our pet’s safety
• being debt-free
• living an intentional life
• fitness & health
Staring at the list, we quickly realized that none of our priorities required buying a house. We also realized that we hadn’t been making decisions based on our priorities, but instead based on what we thought we should be doing at this point of our lives and marriage. So we went back to the drawing board and all roads led us back to RVing.
Here’s our logic:
We could get low payments which means more money towards debt and eventually we could travel full-time. So that’s the motivation behind moving into an RV. We have 2 dogs and a cat and we’re so excited to always have them with us and travel with them. I’ll continue to blog about the journey each week. Right now, we are in the process of closing on our RV. It’s getting a 100 point inspection and will be ready for pick up on Friday (5/24/19).
Has there ever been anything in your life that you knew wasn't really for you? Did you feel peer pressured to go against your gut? We wanna know your story. Comment in the Roll Dog Community.